Introducing SEBI's Choti SIP Initiative
Start Your Investment Journey with Just ₹250 a Month.
Take the first, easiest step towards wealth creation. M-Vita Services, your AMFI Registered Mutual Fund Distributor, is here to guide you through the simple and powerful Choti SIP.
What is a Choti SIP?
The Choti SIP is a simple, disciplined way for new investors to enter the world of mutual funds. It's designed to be affordable, easy, and focused on long-term growth. This section breaks down the core features that make it the perfect starting point.
Fixed ₹250 Monthly
Invest a small, fixed amount every month. No complex calculations, just a simple start to building a disciplined saving habit.
Focus on Growth
Your investment goes into growth-oriented mutual fund plans, aiming for capital appreciation over the long term.
For New Investors
Exclusively designed for individuals (non-minors) making their first investment, ensuring a guided and simple entry.
See Your Small Savings Grow
Ever wondered how a small, regular investment can become a significant amount over time? This is the power of compounding. Use the slider below to see a potential growth projection for your ₹250 monthly Choti SIP. This is an illustration to help you understand the concept.
Total Investment: ₹30,000
Estimated Value: ₹50,700
Based on an assumed 12% annual return. This is for illustrative purposes only. Mutual fund returns are not guaranteed.
Is the Choti SIP Right for You?
The Choti SIP has specific guidelines to ensure it serves its purpose of helping new investors get started. This section provides a clear checklist of what's allowed and what's not, helping you quickly determine your eligibility and understand the framework.
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Be a New Individual Investor: This opportunity is exclusively for adults starting their mutual fund journey.
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Invest Exactly ₹250 Monthly: A fixed, disciplined amount makes it simple.
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Start up to 3 Choti SIPs: You can diversify by choosing up to three different fund houses (one SIP each).
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Use Aadhaar for KYC: If investing without a PAN, Aadhaar is all you need for investments up to ₹50,000/year.
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Automate with UPI/NACH: Set up automatic payments for a hassle-free experience.
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Withdraw if Needed: While a 5-year commitment is encouraged, you can redeem your money early (exit loads may apply).
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No Other Simultaneous Investments: To qualify, you cannot start other SIPs or make lump sum investments at the same time.
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No SIP Top-ups: The investment amount is fixed at ₹250 and cannot be increased.
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Limited Fund Types: Investments are not allowed in debt, sectoral/thematic, mid-cap, or small-cap funds. Only growth plans.
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No Transaction Fees for MFDs: We don't charge any transaction fees for bringing you this opportunity.
Start in 3 Simple Steps
Getting started with your Choti SIP is designed to be as easy as possible. We've broken down the entire process into three straightforward steps. M-Vita Services will guide you at every stage to ensure a smooth and quick onboarding experience.
Complete Your KYC
Finish your one-time KYC digitally. It's fast, paperless, and can be done with just your Aadhaar if you don't have a PAN.
Set Up AutoPay
Automate your monthly ₹250 investment using UPI AutoPay or NACH. Set it once and let your investments grow consistently.
Start Investing!
That's it! You're now an investor. We'll help you select the right growth fund and you can track your investments with ease.
Frequently Asked Questions
We understand you might have questions, especially if you're new to investing. This section addresses the most common queries about the Choti SIP to provide you with clear and direct answers, helping you invest with confidence.